Business Education
What Is an ITIN Number? How It Works in the United States
An Individual Taxpayer Identification Number, or ITIN, is a nine-digit tax-processing number issued by the Internal Revenue Service. It is for a…
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FUNDING OPTIONS OVERVIEW
Explore funding
with the full picture.
Different businesses have different needs. Explore a range of funding options and find what fits your goals, timeline, and next chapter.
More possibilities. A stronger tomorrow.
FUNDING OPTIONS
Find the right option
for what’s next.
Small Business Loans
Explore funding for day-to-day operations, inventory, and seasonal cash-flow needs.
Learn how it works →Business Lines of Credit
Access a revolving credit limit for inventory, recurring expenses, and changing business needs.
Learn how it works →Term Loans
Borrow a lump sum for a planned investment and repay it over an agreed term.
Learn how it works →Equipment Financing
Finance the machinery, vehicles, or equipment your business needs to operate and grow.
Learn how it works →Unsecured Business Loans
Explore unsecured funding options and understand qualification requirements, costs, and terms.
Learn how it works →Invoice Factoring
Turn eligible unpaid invoices into cash. Understand fees and how collections are handled.
Learn how it works →Also explore SBA loans and funding with challenged credit.
BUSINESS EDUCATION
Recent business education guides
Explore our latest guides to business finances, funding, and planning your next steps.
Business Education
Retained Earnings: Formula, Examples & Funding Impact
Retained earnings are one of the most useful numbers on a company’s balance sheet because they show how much profit—or loss—the business…
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Business Education
LLC Operating Agreement: What It Is, Why You Need One & Template
Learn what an LLC operating agreement is, what it includes, how it protects your business, and how to create one for a…
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Business Education
Buying an Existing Business: How to Purchase, Evaluate & Finance One
Buying an existing business can provide immediate access to customers, revenue, employees, equipment and operating systems—but the buyer also inherits transition risk…
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Not sure where to start?
Build your knowledge, understand your options, and move forward with confidence.
Make room for the bigger picture.
Get practical explanations of business finances and tools to help you plan your next move.
Explore business loan calculators →Read the Excel blog →
