Bad Credit Small Business Loans For Minorities & Women | Excel Capital Management
108 Greenwich St., 5th Fl New York, NY 10006
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Excel Capital strives to understand the businesses we are dealing with before attempting to provide financing. Many of the companies in our space just look at your sales to determine what you qualify for. We pride ourselves on understanding the individual business needs and help coach the business owners we deal with in the best direction to take. This is why we do not specialize in only one source of financing. We want to make sure that you understand the financing options we provide allowing you to make the best decision for your business. We understand every business is unique and that is why we create custom tailored capital programs for each business we fund.
Simple Application

Simple Application

To learn what type of business loans you are eligible for complete our simple one page application.
Compare funding Options

Compare funding Options

Your business financing specialist will advise you of which business loan products your eligible for.
Select funding

Select funding

Select the business funding program that best fits your business needs.
Receive funds

Receive funds

You receive a wire for the business loan program of your choice. Most businesses that apply for a business loan get funded in less than 72 hours.

  • Split Funding

    Split Funding

    We simply advance you a set percentage of your credit card processing sales and split the receivables. This funding moves with business with no set repayment days.

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  • Term Loans

    Term Loans

    We have unsecured term loans and secured term loan options that range in repayment terms. These have a set repayment date and range from 3 months to 5 years.

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  • Equipment Financing

    Equipment Financing

    Equipment Financing is a loan product used to help business owners purchase any type of equipment needed to run the business.

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  • Invoice Factoring

    Invoice Factoring

    Invoice Factoring is used to finance businesses that have short-term cash flow issues and can't acquire traditional financing.

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  • SBA Loans

    SBA Loans

    SBA 7(a) loans are used for helping start-up and existing small businesses and can reach up to $5 million.

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  • Business Lines of Credit

    Business Lines of Credit

    Get the working capital your business needs to fix cash flow issues and other fulfill other short-term business needs.

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  • Startup Loans

    Startup Loans

    Startup Loans are a great funding option for new business owners and entrepreneurs. No minimum business revenue or collateral requirements!

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Business Loans – We simplify the funding process:

Excel Capital Management is an industry-leader in providing business loans and other financial products that are hard to obtain or unavailable through traditional lending channels. We offer the right source of quick business capital for small business owners to finance day-to-day operations and invest into the company’s growth.We understand that every business’ needs are different and that is why we strive to accommodate each business according to its current valuation instead of analyzing historical data such as credit and company financials when you apply for a business loan. This allows for a quick and easy business funding process, and in most cases, funds are delivered directly into your business bank account in under 72 hours.


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Many small business Owners successfully use our financing to

  • Purchase inventory
  • Facilitate expansion
  • Hire additional staff
  • Finance Marketing
  • Increase Cash Flow
  • Upgrade facilities
  • Consolidate business debt