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Business Loans for Car Dealerships

Owning and operating a car dealership can be quite lucrative but there are times when capital is needed whether it’s for cash flow or  simply to grow and expand. Since Car Sales have large transactions lending institutions consider them risky. Logic being, if a car is not sold then the revenue can dry up. Most car dealerships are seasonal, therefore. pumping cash into this type of cyclical business can prove to be very difficult.

The Unique Cash Flow Requirement for Car Dealerships

Car Dealerships are considered high risk by almost all lenders due to thin profit margins, large ticket items, seasonality, high sales volatility, and rapid depreciation of inventory value. This being said, obtaining financing from a traditional bank is sometimes impossible, but we are here to offer many alternative financing options that can help car dealers acquire capital.

Business Loan Options for Car Dealerships

Excel Capital Management offers  small businesses which have been operating for a minimum of three months, a chance to grow their business by flexibly and strategically granting them working capital and business loans for Car dealers. There are no restrictions on what you can or cannot do once the loan is credited into your account and you can use it as you please to grow your dealership.  Here are some of the benefits of acquiring a working capital loan from Excel Capital Management:

  • No Personal Collateral required
  • Minimum Paperwork Required
  • Do not Collateralize your inventory like floor plan financing
  • Poor credit considered
  • Repayment Terms are Flexible
  • Fast Processing
  • No Personal Guarantee
  • No Application Fee, No Upfront Fee
  • Building Business Credit
  • Funding in as little as 2 business days

Excel Capital Management understands the hard work that you put in when running a small business and the need for proper business  funding on both rainy and sunny days, and that is exactly why they have designed flexible and convenient loan options to what options Excel Specializes in. Visit our Products page here: https://www.excelcapmanagement.com/services-and-solutions/


See what your business qualifies for

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Many small business Owners successfully use our financing to

  • Purchase inventory
  • Facilitate expansion
  • Hire additional staff
  • Finance Marketing
  • Increase Cash Flow
  • Upgrade facilities
  • Consolidate business debt