Bad Credit Is Not A Dead End for Small Businesses Funding
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Bad Credit Is Not A Dead End for Small Businesses Funding

Having good business credit can help your business sustain, thrive, and grow. With it, business owners can obtain lines of credit, finance a company vehicle, and obtain business credit cards without risking their personal credit. Unfortunately, your business may be ineligible for most traditional bank loans if you have a poor credit history. The good news is that the path to funding isn’t completely blocked for business with bad credit. Alternative lending can provide you with the capital you need to get through tough financial times. Making payments on time can also help improve your credit score. The following are options you have to get the funding you need:

Unsecured Business Loan is a type of loan that does not require business owners to put up collateral. As a result, most new companies do not face the fear of losing precious assets in case they cannot repay the loan. However, banks that offer unsecured business loans place strict guidelines on the programs because they take on most of the risk, and require far more paperwork than alternative financing loans.
Merchant Cash Advance are short-term financing transactions that are collected through a set percentage of your visa and mastercard sales that are accepted at your place of business. These are based on the volume of your businesses credit card processing sales, and are usually only guaranteed by the future sales of your business.

Business Lines of Credit give  business owners access to a fixed amount of money which they can use according to their need for cash. Interest is only paid on the amount of the advance actually used.

Visit our Products Page for more information on alternative financing solutions and what Excel Capital Management has to offer. Call 877-880-8086 to speak to one of our financial consultants.

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